For federal members, even TRICARE® retirees, Humana offers Humana Dental High PPO & Humana Dental Standard Advantage EPO plans for better oral health. Below, see benefits and all available dentists in your area. Note: New employees have 60 days to enroll in benefits.
New federal members, please
For 2024 rates, please view the
Plan options
View highlights for both plans in this
Get details on everything the PPO and EPO plans have to offer in this
Dental High PPO
If you need a more flexible plan, Humana’s Dental High PPO plan might be right for you. Members can visit dentists they already know and trust.
Plan highlights:
- Coinsurance for services
- 3 routine cleanings per year at no additional cost
- Exams and X-rays at no additional cost
- Out-of-network coverage
- A large network with more than 100,000 providers
- No annual maximum
- Implant coverage
- No waiting periods – coverage starts on day one of plan year
- Adult and child orthodontia coverage with no deductible
- 4 periodontal cleanings covered with no deductible
Dental Standard Advantage EPO
If you need a simple, low-cost plan with fixed copays, Humana’s Dental Standard Advantage EPO plan is a one-of-a-kind, flat-fee plan with a fixed price.
Plan highlights:
- Simple, flat fees for services
- 3 routine cleanings each year at no additional cost
- Exams and X-rays at no additional cost
- In-network-only coverage
- An expanded network with many providers
- No annual maximum
- Implant coverage
- No waiting periods – coverage starts on day one of plan year
- Adult and child orthodontia coverage
- With no orthodontic annual maximums
Still have questions?
Eligibility and enrollment
You must use BENEFEDS to enroll or change enrollment in the Humana Dental Federal High PPO and Humana Federal Advantage EPO Plan. BENEFEDS is a secure enrollment website sponsored by OPM. To enroll simply enter your name, personal information such as your address and Social Security number, the agency you work for (or retirement system that pays your annuity) and select either the Humana Dental Federal High PPO Plan or Humana Dental Federal Advantage EPO Plan. If you do not have access to a computer, call 877-888-FEDS (877-888-3337), TTY: 877-889-5680, to enroll or change your enrollment.
Note: You cannot enroll in a FEDVIP plan using the Health Benefits Election Form (SF 2809), or through an agency self-service system, such as Employee Express, PostalEase, EBIS, MyPay or Employee Personal Page. However, those sites may provide a link to BENEFEDS.
To find out if you’re eligible, or to enroll in FEDVIP outside of Open Season, visit
Additional plan information
If you recently enrolled or changed your coverage, your Dental ID cards are on the way! Please log into MyHumana to view and print your ID card, if needed.
Protect Tiny Teeth!
You may not see them yet, but your baby’s teeth are hiding right beneath the gums.
If you don’t see your dentist in our network, fill out the referral form. We will invite them to participate.