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For federal members, even TRICARE® retirees, Humana offers Humana Dental High PPO & Humana Dental Standard Advantage EPO plans for better oral health. Below, see benefits and all available dentists in your area. Note: New employees have 60 days to enroll in benefits.

Enroll in a Humana plan.

To view plan rates for the remainder of 2024, please view the 2024 Plan Brochure or 2024 Plan Summary.

To explore the available Humana dental plans in your area, please provide your ZIP code.

Plan options

View highlights for both plans in this 2025 Plan Summary. 

Get details on everything the PPO and EPO plans have to offer in this 2025 Plan brochure. 

Dental High PPO

If you need a more flexible plan, Humana’s Dental High PPO plan might be right for you. Members can visit dentists they already know and trust.

PPO Dentist finder

Dental Standard Advantage EPO

If you need a simple, low-cost plan with fixed copays, Humana’s Dental Standard Advantage Exclusive Provider Organization (EPO) plan is a one-of-a-kind, flat-fee plan with a fixed price.

EPO Dentist finder

Additional plan information

If you recently enrolled or changed your coverage, your Dental ID cards are on the way! Please log into MyHumana to view and print your ID card, if needed.

Protect Tiny Teeth!

You may not see them yet, but your baby’s teeth are hiding right beneath the gums.

Learn how to keep that little smile healthy!

If you don’t see your dentist in our network, fill out the referral form. We will invite them to participate.

Refer your dentist
Plan Highlights Humana benefits category Dental High PPO Coinsurance plan with out-of-network benefits Dental Standard Advantage EPO Copay-based plan, in-network benefits only You pay Coinsurance for services Simple, flat fees for services Number of routine cleaning 3 routine cleanings and oral examinations 3 routine cleanings and oral examinations Exams and X-rays Included at no additional cost Included at no additional cost Coverage In- and out-of-network coverage In-network coverage only Network PPO network Advantage EPO network Annual Maximum None None Implant coverage Included Included Waiting period No waiting period; coverage starts day one of plan year No waiting period; coverage starts day one of plan year Orthodontia Adult and child, no deductible, $2,500 lifetime maximum Adult and child, no lifetime maximum Periodontal cleanings 4, no deductible None

Still have questions?

View dental FAQs

Eligibility and enrollment

You must use BENEFEDS to enroll or change enrollment in the Humana Dental Federal High PPO and Humana Federal Advantage EPO Plan. BENEFEDS is a secure enrollment website sponsored by OPM. To enroll simply enter your name, personal information such as your address and Social Security number, the agency you work for (or retirement system that pays your annuity) and select either the Humana Dental Federal High PPO Plan or Humana Dental Federal Advantage EPO Plan. If you do not have access to a computer, call 877-888-FEDS (877-888-3337), TTY: 877-889-5680, to enroll or change your enrollment.

Note: You cannot enroll in a FEDVIP plan using the Health Benefits Election Form (SF 2809), or through an agency self-service system, such as Employee Express, PostalEase, EBIS, MyPay or Employee Personal Page. However, those sites may provide a link to BENEFEDS.

To find out if you’re eligible, or to enroll in FEDVIP outside of Open Season, visit Benefeds.gov. 

Start saving today

With a Flexible Spending Account (FSA), you can save up to 30 percent by using pre-tax dollars to pay for eligible health care and dependent care expenses for you, your spouse, and qualifying children or dependents.

Get information online

Read our frequently asked questions

Explore savings options

Contact FSAFEDS for assistance

Email FSAFeds@adp.com or call 877-372-3337 (TTY: 866-353-8058)

Monday – Friday, 9 a.m. – 9 p.m., Eastern time