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For federal members, even TRICARE® retirees, Humana offers Humana Dental High PPO & Humana Dental Standard Advantage EPO plans for better oral health. Below, see benefits and all available dentists in your area. Note: New employees have 60 days to enroll in benefits.

New federal members, please enroll through BENEFEDS here.

For 2024 rates, please view the Plan Brochure or Plan Summary.

Plan options

View highlights for both plans in this booklet

Get details on everything the PPO and EPO plans have to offer in this brochure

Dental High PPO

If you need a more flexible plan, Humana’s Dental High PPO plan might be right for you. Members can visit dentists they already know and trust.

Plan highlights:

  • Coinsurance for services
  • 3 routine cleanings per year at no additional cost
  • Exams and X-rays at no additional cost
  • Out-of-network coverage
  • A large network with more than 100,000 providers
  • No annual maximum
  • Implant coverage
  • No waiting periods – coverage starts on day one of plan year
  • Adult and child orthodontia coverage with no deductible
  • 4 periodontal cleanings covered with no deductible

PPO Dentist finder

Dental Standard Advantage EPO

If you need a simple, low-cost plan with fixed copays, Humana’s Dental Standard Advantage Exclusive Provider Organization (EPO) plan is a one-of-a-kind, flat-fee plan with a fixed price.

Plan highlights:

  • Simple, flat fees for services
  • 3 routine cleanings each year at no additional cost
  • Exams and X-rays at no additional cost
  • In-network-only coverage
  • An expanded network with many providers
  • No annual maximum
  • Implant coverage
  • No waiting periods – coverage starts on day one of plan year
  • Adult and child orthodontia coverage
  • With no orthodontic annual maximums

EPO Dentist finder

Still have questions?

View dental FAQs

Eligibility and enrollment

You must use BENEFEDS to enroll or change enrollment in the Humana Dental Federal High PPO and Humana Federal Advantage EPO Plan. BENEFEDS is a secure enrollment website sponsored by OPM. To enroll simply enter your name, personal information such as your address and Social Security number, the agency you work for (or retirement system that pays your annuity) and select either the Humana Dental Federal High PPO Plan or Humana Dental Federal Advantage EPO Plan. If you do not have access to a computer, call 877-888-FEDS (877-888-3337), TTY: 877-889-5680, to enroll or change your enrollment.

Note: You cannot enroll in a FEDVIP plan using the Health Benefits Election Form (SF 2809), or through an agency self-service system, such as Employee Express, PostalEase, EBIS, MyPay or Employee Personal Page. However, those sites may provide a link to BENEFEDS.

To find out if you’re eligible, or to enroll in FEDVIP outside of Open Season, visit Benefeds.com

Additional plan information

If you recently enrolled or changed your coverage, your Dental ID cards are on the way! Please log into MyHumana to view and print your ID card, if needed.

Protect Tiny Teeth!

You may not see them yet, but your baby’s teeth are hiding right beneath the gums.

Learn how to keep that little smile healthy!

If you don’t see your dentist in our network, fill out the referral form. We will invite them to participate.

Refer your dentist

Start saving today

With a Flexible Spending Account (FSA), you can save up to 30 percent by using pre-tax dollars to pay for eligible health care and dependent care expenses for you, your spouse, and qualifying children or dependents.

Contact FSAFEDS for assistance

Email FSAFeds@adp.com or call 877-372-3337 (TTY: 866-353-8058)

Monday – Friday, 9 a.m. – 9 p.m., Eastern time